LaShea Bowen - Single Mom of 3 - Accountant
If you're doing it alone - this was built for you.
I became a mom at 16. I worked three jobs, couponed, drove for Uber, and put myself through college — all while raising my girls. At the end of every month, I still couldn’t explain where my money went.
At 19, I made my first real budget. A piece of paper. Two columns. That budget saved my life. The toolkit you’re about to find is its evolved version.
No credit card for the free guide · One-time $37 for the full toolkit · No subscription ever
HOW WE COMPARE
QUEEN BUZZY BEE
$37
ONE TIME
YNAB
$109
PER YEAR
EVERYDOLLAR
$80
PER YEAR
SUCCESSFUL BUDGETING TOOLKIT
BEST VALUE
$37
One-time · Lifetime access · No subscription
EVERYTHING INCLUDED
Automated budget calculations - no spreadsheet skills needed
Debt Snowball tracker — see your exact payoff date
Paycheck budget — weekly, biweekly, or monthly
Sinking funds, savings goals, and financial dashboard
Bonus: Money Mastery Playbook — 60+ pages free
BONUS INCLUDED FREE
The Money Mastery Playbook — 60+ pages covering budgeting, debt payoff, sinking funds, savings, and investing basics.
Written by LaShea.
51%
of Americans live paycheck to paycheck — single-income households are hit hardest
$6,735
average credit card debt per American — the Snowball method pays it down systematically
$37
one-time, forever — vs. $109/yr for YNAB and $80/yr for EveryDollar
HER STORY. YOUR SYSTEM.
“It was never about how much I made.
It was about what
I did with it.”
I worked two jobs — sometimes three. I couponed, baked cakes, drove for Uber and DoorDash, moved cross-country more than once, all while attending college and raising my daughters alone. At the end of every month, I still could not explain where my money went.
Not because I was irresponsible. Because I had no system. At 19, I finally sat down and made a budget. A sheet of paper. Two columns. That one decision changed everything.
I am 33 now. Licensed accountant. Single mom of three. My oldest is heading to college — debt-free. Not because life got easier. Because I had a plan and held onto it.
I built Queen Buzzy Bee so you have what I did not. The system that works on one income, one paycheck at a time.
LaShea Bowen
Licensed Accountant · Single mom of three · Founder, Queen Buzzy Bee
10 YRS OLD
Grandmother plants the seed
Handed a personal finance workbook. Told to dream big and build her future on purpose.
16 YRS OLD
Becomes a mom
Working 2–3 jobs. Couponing, driving for Uber, baking cakes. Surviving, but not yet in control.
19 YRS OLD
The first real budget
A piece of paper. Two columns. Raising two daughters in college, exhausted — and finally ready.
32 YRS OLD
Earns her accounting license
The paper becomes a spreadsheet, the spreadsheet becomes a system. Opens Bowen Arrow Financial Service.
34 YRS OLD
Launches Queen Buzzy Bee
Builds the toolkit to share with every woman who is where she once was. Oldest daughter heads to college — debt-free.
OUR MISSION
Financial freedom is not just for the wealthy. It is for every woman willing to make a plan.
*
Managing money on one income, with no safety net, is genuinely hard. Queen Buzzy Bee was built for that reality — not the two-income household with a cushion. Whether you are just starting out or rebuilding from scratch, you are in the right place.
A budget is not a cage. It is a map. It is the difference between reacting to your money and directing it. That shift — from surviving to planning — is where financial freedom actually begins.
“Budgeting isn’t a NO — it’s just a Not Right Now.”
LaShea Bowen · Licensed Accountant · Founder, Queen Buzzy Bee
Education
48+ plain-language articles and the Money Mastery Playbook — knowledge written for real life, not theory.
Tools
The Successful Budgeting Toolkit — a complete Google Sheets system built for real paychecks and real financial lives.
Community
You do not have to do this alone. A private Facebook group where women share wins and hold each other accountable.
Free
Start here
Download Smart Money Moves
— the free 5-step guide that starts the journey before you spend a dollar.
START FOR FREE
Smart Money Moves - Your First 5 Steps to financial clarity
*
Before you budget, you need a baseline. The Smart Money Moves free guide walks you through the five foundational steps every woman needs to understand her money — written in plain language with worksheets, a 30-day challenge, and a financial self-assessment you can complete today.
Step 1 — Know your cash flow. List every dollar in and out. Most people underestimate their spending by 30%+.
Step 2 — Build an emergency fund. Starting at $500 breaks the cycle of reaching for credit cards in a crisis.
Step 3 — Prioritize debt repayment. Snowball vs. Avalanche — understand both and choose the one that fits how you think.
Step 4 — Set and achieve financial goals. Sinking funds, milestone tracking, and a vision board to make goals feel real.
Step 5 — Get the right tools. The bridge from awareness to action — where the toolkit picks up where the guide leaves off.
SMART MONEY MOVES
Your free personal finance guide for women
100% FREE
Delivered instantly · No credit card
5 - step guide
30-day challenge
Research guide
Fillable Worksheets
Self-Assessment
Vision Board
No prior experience required. Designed for single moms, working moms, and any woman ready to stop reacting to her money.
HOW IT WORKS
Your four-week path from
awareness to financial control
1
Read the free guide
Download Smart Money Moves and build your financial baseline — cash flow, expenses, debts, and goals. Takes about 30 minutes.
2
Set up your toolkit
Make your copy of the Google Sheet, enter income and fixed expenses, and view your Dashboard. Week 1 takes 45–60 minutes.
3
Attack your debt
Enter your debts into the Snowball tab. See your debt-free date. Open your first sinking fund. Set your monthly snowball amount.
4
Build the habit
Set up your Paycheck Budget. Schedule weekly Money Dates. Month one complete — now the system runs. Everything after is maintenance and growth.
BY THE NUMBERS
Real tools built for real financial lives
Every resource at Queen Buzzy Bee is built to deliver real, measurable progress — not just motivation. From the free guide to the 60+ page Playbook, everything has one purpose: helping you take control of your money in a way that actually lasts.
48+
Free personal finance articles on the blog — plain language, no jargon
60+
Pages in the Money Mastery Playbook — included free with every toolkit purchase
$37
One-time — less than one month of YNAB and yours forever
FAQ
Frequently asked questions
Everything you need to know about the Successful Budgeting Toolkit and the Money Mastery Playbook. Still have questions?
Yes — that is specifically who it was designed for. LaShea built this as a single mom of three on one income. The Paycheck Budget tab was built because most budgeting tools assume a monthly salary. This one adapts to weekly, biweekly, or monthly pay so cash flow stays balanced all month, not just on payday.
Yes — 100% free with every toolkit purchase. It is a 60+ page financial education guide written by LaShea covering budgeting methods, debt payoff strategies, sinking funds, emergency fund building, savings, and investing basics. It follows Maya — $3,800 take-home, $28,000 in debt, starting from zero — through every chapter so you see exactly how the system applies to a real single-income life.
YNAB costs $109/year. EveryDollar costs $79.99/year. This is $37 once — yours forever, no renewals, no price increases. Your data stays in your own Google Drive, completely private. And unlike those apps, it comes with a 60+ page playbook written by a licensed accountant who is also a single mom. This was built from lived experience, not a tech company roadmap.
Absolutely. It runs in Google Sheets which works on any smartphone, tablet, or computer. All you need is a free Google account. Your budget is accessible wherever you are, whenever you need it.
Start with the free Smart Money Moves guide — no prior experience required. It walks you through the fundamentals with worksheets and a 30-day challenge. When you are ready to graduate to a full system, the 4-week onboarding plan in the Playbook takes 30–60 minutes per week to set up and walks you through every step.
FREE PERSONAL FINANCE EDUCATION
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JOIN THE COMMUNITY
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